How resonance and secondary stats actually trade off against each other, across the whole range of both — not a rule of thumb, a matrix you can read your own account off.
Resonance and secondaries are the two levers on a Diablo Immortal account, and they are not interchangeable. Resonance scales your gems; secondaries (armour, armour penetration, potency and resistance) decide how much of your damage lands and how much of theirs does not. The honest answer to "which matters more" depends entirely on where you already sit on both.
This tool plots combined strength across a 10×10 grid of resonance and secondary tiers, so you can find your own square and see what the next step in either direction is actually worth. Hover any cell for the breakdown behind the number.
The short version most guides give — "secondaries beat resonance" — is directionally right and loses a lot of detail. Where the two curves cross depends on your reach, which is why the reach slider is the control that matters most here.
See also: Catch-Up Counter · Build Calculator · How scoring works